Try our demo products built around Marlowe, the language made for finance.

Marlowe is a new language developed by IOHK for writing and executing financial contracts on blockchain. It is a domain-specific language (DSL) designed for the financial industry. Read our Marlowe explainer to learn more or jump straight into our Marlowe tutorials.

Run Marlowe contracts
Run our first collection of smart contract templates with the Marlowe Run app.

Build Marlowe contracts
Write, build and simulate financial smart contracts with the Marlowe Build sandbox.

Marlowe offers financial contracts for blockchain that everyone can code. It is a domain-specific language (DSL) for writing and executing financial contracts that allows users to apply their domain expertise to write and manage contracts conveniently, without the steep learning curve associated with software development, blockchain, or smart contracts. With Marlowe, you can learn how to model financial products using this easy-to-learn language. It is a platform for decentralized finance (DeFi) that supports direct, peer-to-peer lending, contracts for difference (CFD), and other similar instruments. Marlowe contracts are straightforward as they are optimized for financial transactions, development platforms, and ensure a fast track for financial service providers to build expertise in smart contracts and blockchain technology.

As a special-purpose language, it is easier to read, write, and understand Marlowe contracts. It is also safer: some errors are impossible to write, and we can completely analyse contract behaviour without having to run a contract.

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Marlowe

Cardano has long been recognized for its academic foundation and peer-reviewed research—but in today’s market, momentum speaks louder.<a href="https://lightchain.ai/">&nbsp;Lightchain AI</a> has completed all 15 presale stages and launched a Bonus Round that’s already attracted nearly $21 million in early participation. With a fixed token price of $0.007, the protocol is capturing real-time interest from speculators and builders alike.Unlike theory-heavy approaches,<a href="https://lightchain.ai/">&nbsp;Lightchain AI</a> is moving fast with public grant programs, transparent governance, and a full AI-native infrastructure. Its Proof of Intelligence consensus and scalable AI Virtual Machine aren’t future promises—they’re active foundations. And that’s exactly what the market is noticing now.<h2>Cardano Maintains a Research-First Approach to Blockchain Development</h2>Cardano: A research-first blockchain Cardano takes a scientific approach to blockchain development and, with its whitepapers already peer reviewed, holds the platform to stringent academic standards. Created by one of the co-founders of Ethereum, Charles Hoskinson, Cardano's development is led by Input Output Global (IOG), an engineering company that works with universities and other research companies around the world. It is this dedication to peer-reviewed research that allows us to put Ouroboros, a proof-of-stake consensus mechanism, through the mental wringer before it ever sees the light of day.While many blockchain projects use formal methods, Cardano is unique in the sense that its development was guided by evidence and fact-based research. This scientific approach led to the development of languages and libraries such as Plutus and Marlowe to secure smart contracts and decentralized finance applications. Prioritizing research and a rigorous approach, Cardano is a solid and secure platform of the future.<h2>Lightchain AI Converts Presale Phases Into Tangible Market Traction</h2><a href="https://lightchain.ai/">Lightchain AI</a> is converting its presale momentum into tangible market traction as it approaches its July 2025 mainnet launch. With over $21 million raised and all 15 presale stages sold out, the project has entered its Bonus Round, offering tokens at $0.007125.This final phase reallocates the original 5% team allocation to fund developer grants and ecosystem incentives, emphasizing a builder-focused approach. The platform's infrastructure is nearly complete, featuring the Artificial Intelligence Virtual Machine (AIVM), validator and contributor nodes, and a Transparent AI Framework.These developments position<a href="https://lightchain.ai/">&nbsp;Lightchain AI</a> to deliver scalable, decentralized AI solutions, attracting significant investor interest and setting the stage for its upcoming launch.<a href="https://lightchain.ai/"><img src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXeFUWUr4xTCPaZHF1yN49YPbtHhpgw8uyAJYp8D4-lMGVSGpJTg-kOb_U2evMl9p43w3UZVD2n4Am7h5H90lpT0pVtAmMdJFEoDneC6i62peqY-VKLfxK8Pz7tPEK6ePYIxA9myPA?key=v33yhGP0ZNkgP3cfVJKRpA"></a><h2>Momentum Over Hype — How Lightchain AI is Taking Lead</h2>Forget empty promises and endless talk about potential—<a href="https://lightchain.ai/">Lightchain AI</a> is all about action. With its Meme Launchpad and ecosystem tools already live, creators can launch tokens effortlessly, backed by native infrastructure, liquidity support, and automated smart contracts.Unlike other chains stuck in theory, Lightchain is all about real-world utility. Its gas-optimized design keeps AI workloads and token interactions cost-efficient without compromising performance.This focus on delivering results is turning heads across the crypto world. Builders and speculators aren’t just watching—they’re jumping in.<a href="https://lightchain.ai/">&nbsp;Lightchain AI</a> isn’t just gaining momentum—it’s setting the pace, and the buzz is only getting louder.<a href="https://lightchain.ai">https://lightchain.ai</a><a href="https://lightchain.ai/lightchain-whitepaper.pdf">https://lightchain.ai/lightchain-whitepaper.pdf</a><a href="https://x.com/LightchainAI">https://x.com/LightchainAI</a><a href="https://t.me/LightchainProtocol">https://t.me/LightchainProtocol</a>

Cardano Feed

Cardano Has the Research, But Lightchain AI Has the Momentum That Markets Are Responding To Now

AllinCrypto

Polkadot, Cosmos, Avalanche, Solana & Cardano Compared 2025

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The integration positions Cardano as a major player in cross-chain DeFi by bridging Bitcoin’s liquidity with smart contract utility.
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The Lace wallet’s support for BTC and XRP could attract new users and improve ADA’s long-term market appeal.
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In a recent announcement, Cardano founder Charles Hoskinson revealed that the <a target="_blank" href="https://www.crypto-news-flash.com/cardano-gets-massive-update-on-lace-wallet-marlowe-oracles-hydra-and-mithril-scalability-boost-as-1287-projects-build-on-ada/">Lace wallet</a> now supports Bitcoin (BTC), marking a pivotal moment for the platform. With the release of Lace version 1.22, users can securely store, send, and receive BTC directly within the wallet, eliminating the need for third-party services.
As a recent Crypto News Flash (CNF) update <a target="_blank" href="https://www.crypto-news-flash.com/lace-wallet-integrates-bitcoin-cardano-expands-multichain-capabilities/">highlighted</a>, Lace Wallet’s Bitcoin integration marks a significant step toward multichain functionality. It can also simplify user experience and enhance Bitcoin’s utility in DeFi.
According to some recent reports, this integration signifies Lace’s transition into a multichain wallet, aligning with Cardano’s vision of fostering cross-chain interoperability. This release, Lace 1.22 as shared in a recent tweet by Lace.io,  is going multichain, starting with Bitcoin.
<blockquote>
🚀 Lace 1.22 is here! 🚀
This release is a big one!
₿ Bitcoin Beta Launch – That’s right. Lace is going multichain, starting with Bitcoin. Users in our beta program can now store and manage BTC directly from Lace.
🛠️ DRep Identification: We've corrected an issue where some…
— lace.io (@lace_io) <a href="https://twitter.com/lace_io/status/1916837141759377870?ref_src=twsrc%5Etfw" target="_blank">April 28, 2025</a></blockquote>
Furthermore, the addition of Bitcoin support is not merely a technical upgrade; it represents a strategic move to bridge Bitcoin’s vast liquidity with Cardano’s smart contract capabilities.
<h2>Enhancing DeFi Prospects and User Experience</h2>
The integration of Bitcoin into Lace opens new avenues for DeFi applications on Cardano. Users can now engage with Bitcoin-based DeFi opportunities directly through the Lace wallet, simplifying the process and broadening participation.
Not only that, but recently the Cardano founder also confirmed, according to a recent CNF <a target="_blank" href="https://www.crypto-news-flash.com/cardano-news-lace-wallet-to-integrate-xrp-founder-confirms/">post</a>, that Lace Wallet is also being integrated with XRP. This development is expected to attract Bitcoin holders seeking to explore DeFi without converting their assets into other cryptocurrencies.
Furthermore, the Lace wallet’s user-friendly interface ensures that both novice and experienced users can navigate the multichain functionalities with ease. The seamless integration of Bitcoin enhances the wallet’s appeal, potentially driving increased adoption and engagement within the Cardano ecosystem, according to AInvest.
<h2>Market Dynamics: ADA’s Position Amidst Broader Trends</h2>
Despite these fluctuations, the integration of Bitcoin into the Lace wallet could bolster ADA’s utility and market perception. By facilitating direct interactions between ADA and BTC, Cardano enhances its appeal to a wider user base, potentially influencing ADA’s market performance positively in the long term.
At the time of writing, Cardano’s ADA token is trading at approximately $0.7112, experiencing a slight decrease of 1.29% over the past 24 hours but increasing significantly by 11.09% in the past week. This movement reflects broader market trends, with Bitcoin also seeing a marginal decline, currently priced at around $94,831. See ADA price chart below.
<hr /><h6>Recommended for you:</h6>
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This article is provided for informational purposes only and is not intended as investment advice. The content does not constitute a recommendation to buy, sell, or hold any securities or financial instruments. Readers should conduct their own research and consult with financial advisors before making investment decisions. The information presented may not be current and could become outdated.			</article>

Crypto News Flash (EN)

Cardano Welcomes Bitcoin with New Lace Wallet Integration

<div>The digital asset space is once again abuzz as XRP and Cardano (ADA) capture renewed interest from investors amid growing chatter about altcoin-focused exchange-traded funds (ETFs) and a possible <a target="_blank" href="https://timestabloid.com/big-news-coming-for-xrp-ripple-just-released-a-video-and-it-opens-with-the-cardano-logo/">groundbreaking collaboration between the two blockchain ecosystems</a>. As these developments unfold, market participants are watching closely, anticipating a shift that could reshape the competitive dynamics in the altcoin landscape.
Leading the discussion is Ripple CEO Brad Garlinghouse, who has publicly voiced his confidence in the inevitability of ETFs tied to prominent altcoins like XRP, Solana, and Cardano. His statement has sparked excitement, especially as institutions begin to consider diversification beyond Bitcoin and Ethereum. 
Echoing this sentiment, Nate Geraci, president of the ETF Institute, also believes that regulatory barriers will soon ease, potentially paving the way for a broader array of crypto investment products. The return of Donald Trump to the U.S. presidency is seen by some as a potential catalyst for a more favorable regulatory environment, which could accelerate ETF approvals for leading altcoins.
<h2>Institutional Entry Into Altcoins May Be Imminent</h2>
While spot Bitcoin ETFs have already unlocked billions in inflows and solidified institutional interest in the space, altcoins have yet to receive the same treatment. But this may be on the verge of change. As regulators warm to the idea of extending ETF frameworks beyond Bitcoin and Ethereum, assets like XRP and ADA could be next in line. 
With increasing speculation that May 2025 could be a crucial turning point for new product approvals, the altcoin sector might soon benefit from the same legitimacy and capital influx that propelled Bitcoin’s market performance earlier this year.
Europe is already showing signs of this institutional shift. In Switzerland, the government-backed financial entity PostFinance has begun offering its clients exposure to top-tier altcoins, including XRP and Cardano. This move reflects a broader trend in Europe, where crypto regulation is clearer, and institutions are moving faster to integrate digital assets into mainstream financial offerings.
<h2>A Strategic Alliance Between Ripple and Cardano?</h2>
Perhaps even more intriguing than ETF speculation is the potential collaboration between Ripple and Cardano—two blockchain powerhouses that have long pursued different visions of decentralized finance. <a target="_blank" href="https://youtu.be/Y70gd9rHjtE">Reports have surfaced</a> suggesting that Cardano is exploring the integration of Ripple’s stablecoin, RLUSD, into <a target="_blank" href="https://timestabloid.com/midnight-is-a-game-changer-for-cardano-ada-heres-why/">Cardano’s Midnight sidechain</a>—a Layer-2 privacy-focused solution that is part of Cardano’s long-term development roadmap.
<blockquote>
We are on twitter, follow us to connect with us :- <a target="_blank" href="https://twitter.com/TimesTabloid1?ref_src=twsrc%5Etfw">@TimesTabloid1</a>
— TimesTabloid (@TimesTabloid1) <a target="_blank" href="https://twitter.com/TimesTabloid1/status/1680250907504656385?ref_src=twsrc%5Etfw">July 15, 2023</a></blockquote>
This partnership, if confirmed, could represent a monumental step forward for cross-chain interoperability and privacy-oriented decentralized applications. <a target="_blank" href="https://timestabloid.com/hoskinson-discusses-cardano-and-xrp-collaboration-with-ripple-ceo-and-cto/">Brad Garlinghouse, David Schwartz (Ripple’s CTO), and Charles Hoskinson (Cardano’s founder)</a> are said to have <a target="_blank" href="https://timestabloid.com/charles-hoskinson-says-weve-been-talking-to-ripple-about-getting-rlusd-on-cardano/">engaged in early-stage talks </a>to explore how RLUSD could function within Midnight’s ecosystem. The integration would allow users to leverage a trusted, regulated stablecoin for private and secure transactions, unlocking new use cases in enterprise and DeFi settings.
Adding another layer of intrigue, Hoskinson is reportedly considering the possibility of incorporating XRP as a native asset within Midnight, which would place it alongside existing tokens like NIGHT and DUST. According to <a target="_blank" href="https://timestabloid.com/cardano-creator-apologizes-to-xrp-community-wants-to-participate-in-rlusd/">Hoskinson,</a> both XRP and RLUSD have practical and strategic advantages that make them strong complements to Cardano’s growing smart contract infrastructure—potentially even surpassing ADA in specific use cases on platforms like Marlowe, Cardano’s financial contract engine.
<h2>The Altcoin Ecosystem Evolves</h2>
These developments are emblematic of a broader shift occurring in the digital asset industry. No longer dominated solely by Bitcoin and Ethereum, the spotlight is widening to include altcoins that offer scalability, interoperability, and unique functionalities. XRP, with its long-standing use case in cross-border payments, and Cardano, known for its research-driven development and focus on regulatory compliance, are emerging as serious contenders in a market craving innovation and stability.
The speculation around altcoin ETFs, combined with hints of strategic alliances, is laying the foundation for a new chapter in the evolution of blockchain finance. As Ripple and Cardano potentially unite their strengths—XRP’s liquidity and global reach with Midnight’s privacy architecture—the resulting synergy could challenge conventional narratives around which blockchains are best positioned for mainstream adoption.
As XRP and Cardano ride the wave of institutional interest and collaborative innovation, the crypto world is beginning to take note of their growing relevance. Whether it’s through ETF listings, stablecoin integration, or privacy-enhanced DeFi platforms, both assets are signaling their intent to play leading roles in the next phase of the digital economy. 
With the regulatory climate possibly turning more favorable and investor demand steadily rising, XRP and ADA are no longer just speculative plays—they’re becoming cornerstones of the maturing crypto landscape.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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