Cardano uses the UTxO model and only small scripts are validated on-chain.
Ethereum uses an account-based model and all application logic is implemented in smart contracts. Let's explore how these different approaches affect scalability options. Scalability is about Resources Scalability is about computer resources that enable the operation of a network.
Blockchain platforms are global decentralized networks composed of a large number of nodes operated by volunteers. These are the only computing resources available to the network. It is necessary to use these resources as efficiently as possible if high scalability is to be achieved.
The topic of costs and rewards could be addressed separately. Platforms enable not only the transfer of value but also the execution of complex oper Read article: How the Accounting Model and Design of the Blockchain Affects Scalability
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