Why are banks failing and how can Cardano help?

Computers changed the world because we were able to write more efficient software. Computers have automated many tasks that were previously performed by humans, especially in areas such as accounting, science, and other fields that involve large amounts of data processing. 

In many industries, we didn't mind, and greater efficiency was seen as an advantage. Technology is now getting into areas where we are becoming more vigilant. Even though banks are using modern software and the internet, now is the time when technology can take the next step and replace other financial services processes. 

Could decentralized technologies be the next step that fundamentally changes the financial sector? And what role can Cardano play in this? TLDR Banks have never failed because of a software bug. 

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